| 单词 | 按揭 |
| 释义 | DEFINITIVE EXAMPLES 权威例句〔BORROW〕Anyone taking out a mortgage should be aware that interest rates can go up at any time. 任何借得按揭贷款的人都应当注意利率随时会上升。朗文写作活用〔BORROW〕Nick told me the mortgage on his apartment is worth about $90,000. 尼克告诉我他那套公寓的按揭贷款约为90,000美元。朗文写作活用〔OWE〕The number of mortgages over 12 months in arrears is rising. 拖欠按揭贷款超过12个月的现象越来越多了。朗文写作活用〔OWE〕Unemployment is the major cause of people falling behind with their mortgage repayments. 失业是人们拖欠按揭贷款的主要原因。朗文写作活用〔PROBLEM〕Mortgage interest rates have fallen, but large down payments remain a stumbling block for house buyers. 按揭利率下调，但一大笔首期付款对购房者来说依然是块绊脚石。朗文写作活用〔USELESS〕It's no use talking to me about interest rates and mortgages -- I find it all too confusing. 跟我说利率和按揭没用的—我觉得一头雾水。朗文写作活用〔arrears〕She was six months in arrears with the mortgage.她拖欠了 6 个月的按揭款。牛津搭配〔arrears〕She was struggling to pay off her mortgage arrears.她正努力偿清她的按揭欠款。牛津搭配〔assessment〕Price Waterhouse have traced the losses to lenders' inflated assessments of mortgaged property.普华永道会计师事务所已经查明损失源于贷方对按揭财产估值过高。柯林斯高阶〔bankrupt〕She had to pay the mortgage after her husband was declared bankrupt.丈夫被宣告破产后她得支付按揭贷款。牛津搭配〔bond〕We had to take out a second bond on the property.我们得申请第二按揭以购买这个房产。牛津高阶〔burden〕They have burdened themselves with a high mortgage.他们负担了一笔很高的按揭借款。牛津高阶〔capital〕With a conventional repayment mortgage, the repayments consist of both capital and interest.常规的按揭还款额既包含本金也包括利息。柯林斯高阶〔cap〕Our mortgage is capped at 8.75 percent for five years.我们的按揭贷款5年期的利率上限为8.75%。剑桥高阶〔cashback〕The major banks are offering cashback deals of up to £5,000 on their mortgages.各大银行对按揭交易提供多达5000英镑的返现服务。剑桥高阶〔default〕Mortgage defaults have risen in the last year.按揭借款违约在近一年里呈上升趋势。牛津高阶〔difficulty〕They got into difficulties with the mortgage payments.他们的按揭还款出了问题。外研社新世纪〔erode〕Mortgage payments have been eroded(= decreased in value)by inflation.偿还的按揭贷款因通货膨胀而降值。牛津高阶〔fall behind〕He faces losing his home after falling behind with his mortgage payments.他没能按时还按揭贷款, 面临着失去房子的危险。外研社新世纪〔fall behind〕I've fallen behind on the mortgage payments.我拖欠了按揭贷款。剑桥高阶〔fall〕They had fallen behind on their mortgage repayments.他们拖欠了按揭还款。牛津高阶〔family man〕I am a family man with a mortgage.我是个有家室的男人，还有笔按揭款要偿付。柯林斯高阶〔flat〕It's a 30-year mortgage we just flat out can't handle.这是一宗我们根本无法处理的 30 年按揭贷款业务。牛津高阶〔foreclose〕The bank has threatened to foreclose on their property/mortgage.银行警告说要取消他们的房产赎回权/按揭贷款的房屋赎回权。韦氏高阶〔foreclose〕The bank has threatened to foreclose their mortgage.银行警告说要取消他们按揭贷款的房屋赎回权。韦氏高阶〔foreclose〕They've been unable to make their mortgage payments, and the bank has threatened to foreclose.他们无力支付按揭贷款，银行警告说要取消他们的房屋赎回权。韦氏高阶〔give up sth〕They were forced to give up their home because they couldn't pay the mortgage.他们因为还不起按揭被迫交出了房子。剑桥高阶〔house〕Their house was repossessed when they couldn't keep up their mortgage payments.由于他们无力继续偿还按揭贷款，房子被收了回去。牛津搭配〔in arrears〕They are in arrears on/with their mortgage payments.他们的按揭贷款逾期未还。剑桥高阶〔keep〕We're having difficulty keeping up our mortgage payments.我们难以继续偿还按揭贷款。牛津高阶〔knock the bottom out of sth〕The rise in mortgage rates really knocked the bottom out of the housing market.按揭利率上升确实严重打击了房产市场。剑桥高阶〔left〕So much income is devoted to monthly mortgage payments that nothing is left over.收入的大部分都付了按揭月供款，以至于分文不剩。柯林斯高阶〔lender〕The bank is the largest mortgage lender in the country.银行是全国最大的按揭贷款方。牛津搭配〔let〕I couldn't sell the London flat, so I let it out to pay the mortgage.我不能把伦敦那套公寓卖掉，所以我把它租出去偿还按揭。柯林斯高阶〔lifeline〕The new policy throws a lifeline to millions of home buyers who were struggling to pay their mortgages.新政策给数百万努力支付按揭贷款的购房者提供了摆脱困境的方法。外研社新世纪〔liveable〕The problem is paying the mortgage—everything else is liveable with.问题在于偿还按揭贷款 — 别的一切事情都能对付。牛津高阶〔lock in sth〕People are jumping to purchase homes and lock in affordable mortgage rates before they increase.人们踊跃购房，希望在按揭利率上升前确保得到支付得起的低利息。剑桥高阶〔lock-in〕Your new mortgage may have a long lock-in period, particularly if you go for a fixed rate.你的新住房按揭可能有一长段锁定期间，尤其如果你申请固定利率的话。剑桥高阶〔lodger〕Jennie took in a lodger to help with the mortgage.珍妮收了一个房客, 以减轻按揭负担。外研社新世纪〔lodger〕Jennie took in a lodger to help with the mortgage.珍妮收了一个房客，以减轻按揭的负担。柯林斯高阶〔mortgage〕A 90% mortgage is one in which the buyer of a house is lent 90% of its cost.九成按揭即购房者获房价90%的抵押贷款。英汉大词典〔mortgage〕Banks often offer their employees cheap mortgages.银行经常给员工提供低息按揭贷款。牛津搭配〔mortgage〕Do you have a mortgage on your house? 你是按揭购房吗？麦克米伦高阶〔mortgage〕He wasn't earning enough to pay the mortgage.他挣的钱不够还按揭。牛津搭配〔mortgage〕He will have to take out a mortgage in order to buy the house.为了买房他需要办理按揭贷款。韦氏高阶〔mortgage〕I couldn't get a mortgage on the property.我未办成该房产的按揭。牛津搭配〔mortgage〕Mortgage rates are down.按揭利率下降。韦氏高阶〔mortgage〕There are penalties if you want to redeem your mortgage early.如果你想提前还清按揭贷款，需要交违约金。牛津搭配〔mortgage〕They fell behind with / on their mortgage, so their home was repossessed.他们没有按时还按揭款，所以房子被收走了。牛津搭配〔mortgage〕They hope to pay off the mortgage on their home soon.他们希望不久就能付清他们的房屋按揭。韦氏高阶〔mortgage〕They were having trouble getting a mortgage.他们办理按揭贷款遇到了困难。牛津搭配〔mortgage〕They were struggling to keep up with their mortgage payments.他们千方百计按时偿付按揭款。牛津搭配〔mortgage〕We have a big mortgage.我们得到了一大笔按揭贷款。牛津搭配〔mortgage〕We still have a mortgage, but we have cleared about half of the debt.我们仍然有按揭贷款要还, 但是我们已经还清了一半的债务。外研社新世纪〔mortgage〕We'll have to take out a second mortgage to pay for this wedding! 我们将不得不办理第二笔按揭来支付婚礼费用！牛津搭配〔obligation〕Our mortgage advice is given free and without obligation.我们免费提供按揭贷款建议，仅供参考。牛津搭配〔overpay〕If you budget to overpay your mortgage on a regular basis, you can save a lot of money.如果你能做好预算经常性的超额偿付按揭贷款，你能省下很多钱。剑桥高阶〔owe〕Additional payments are owed on the mortgage.按揭贷款要交一些额外的费用。韦氏高阶〔paperwork〕The lawyer had us fill in the paperwork for the mortgage.律师让我们填写了按揭贷款的书面文件。韦氏高阶〔payer〕Lower interest rates pleased millions of mortgage payers.低利率对数百万按揭付款者来说是好消息。外研社新世纪〔payment〕Some mortgage plans offer a bimonthly payment schedule.有些按揭方案提供双月付款方案。牛津搭配〔payment〕They fell behind on their mortgage payments .他们的按揭还款延误了。朗文当代〔penalize〕The system should ensure that borrowers are not penalized by sudden rises in mortgage rates.该计划应确保借款者不会因按揭贷款利率突然提高而陷入困境。剑桥高阶〔penalty〕There are redemption penalties if you pay off the mortgage early.如果提前还清按揭，要付解约费。牛津搭配〔principal〕Our monthly mortgage payment covers the interest on our loan as well as some of the principal.我们每月的按揭还贷包括所借贷款的利息和一部分本金。韦氏高阶〔remortgage〕We may have to remortgage the house.我们可能得把房子再按揭。朗文当代〔repay〕Your mortgage will be repaid over 25 years.你的按揭贷款要在 25 年内还清。朗文当代〔repossess〕I couldn't make my mortgage repayments so the bank repossessed my house.我还不上按揭贷款，所以银行收回了我的房子。剑桥高阶〔set against〕You can set your mortgage payments against your rental income.可以将按揭付款列为支出，以减少租金收入所需缴纳的税款。韦氏高阶〔skittish〕We've been skittish about taking on such a large mortgage.按揭这么大一笔贷款，我们一直感到紧张。韦氏高阶〔snuff out〕The recent rebound in mortgage rates could snuff out the housing recovery.近来的按揭利率反弹有可能遏制住房市场的复苏势头。外研社新世纪〔strain〕I sometimes find it a strain to be responsible for the mortgage.我有时觉得偿还按揭贷款让人非常有压力。外研社新世纪〔stress〕The high mortgage payments put them under severe financial stress.高额的按揭贷款给他们带来极大的经济压力。牛津搭配〔stretch〕I'd like to stretch my mortgage payments out over a longer period if possible.如果可能的话，我想把按揭贷款的期限延长一些。剑桥高阶〔stuck〕Many people are now stuck with expensive fixed-rate mortgages.许多人目前都有高额的定息按揭缠身。柯林斯高阶〔summons〕Mr Clarke's insurance company had issued a summons for unpaid mortgage repayments.克拉克先生的保险公司已就未偿还的按揭贷款提起诉讼。剑桥高阶〔take out〕They had to take out a second mortgage on their home.他们不得不再次办理房产按揭。韦氏高阶〔thrift〕These days, thrifts place most of their money into boring but safe mortgages.当今储蓄银行把绝大部分资金投入到乏味但安全的住房按揭中。剑桥高阶〔tie〕I felt tied to the job while I had a mortgage to pay.因为有按揭贷款要还，我感到自己被这份工作束缚住了。剑桥高阶〔tumble〕Mortgage rates tumbled to their lowest level for 25 years.按揭贷款利率一下子跌到了 25 年来的最低水平点。朗文当代All lenders issue a commitment letter in connection with a mortgage loan.所有的贷款人出具与按揭贷款有关的承诺书。牛津商务Demand for mortgages has been buoyed up by low interest rates.由于低利率，对按揭的需求一直旺盛。牛津商务Getting a mortgage requires a good credit history.获得按揭需要良好的信用记录。牛津商务High mortgage rates have decreased the attractiveness of owning your own house.按揭利率高使拥有自己房子的想法变得不那么具有诱惑力。剑桥国际Interest rates, and therefore mortgage repayments, are expected to rise next year.预计明年利率将会上调，按揭还款金额也会随之上涨。牛津商务Loans for house purchases, excluding remortgages, were down 12%.剔除转按揭，购房贷款下降了 12%。牛津商务Mortgage customers should be clearly informed of penalties such as redemption charges.按揭客户应被明确告知诸如赎回费用等罚则。牛津商务Mortgage lending should have an upper limit cut-off.按揭贷款应该有最高限额。牛津商务Mortgage-backed certificates are the most common type of pass-through.按揭支持证券是最常见的转付型贷款。牛津商务Remortgaging accounted for 52% of all mortgage lending in July.7 月份再按揭占所有按揭贷款的 52%。牛津商务The mortgage is payable in 83 monthly instalments of $720 and a balloon payment of $112 000 at the end of the seventh year.这按揭分 83 个月偿还，每月 720 元，在第七年年底支付最后一笔 112 000 元的大额尾付贷款。牛津商务The mortgage lender will check for liens against the property.按揭贷款人将核查财产的留置权。牛津商务Their mortgage was 75% of their total outgoings.他们的按揭还款占总支出的 75%。牛津商务They had to remortgage their home.他们不得不将他们的房子再按揭。牛津商务They have 10 years of mortgage payments left and about $75 000 equity in their home. 他们家房子还剩 10 年的按揭贷款，资产净值大约 7.5 万元。牛津商务They offer independent financial advice on all types of mortgages.他们对所有类型的按揭贷款提供独立的财务咨询。牛津商务We're having difficulty keeping up our mortgage payments.我们难以继续支付分期偿还的按揭贷款。牛津商务 |
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