| 单词 | 抵押贷款 |
| 释义 | DEFINITIVE EXAMPLES 权威例句〔Eurozone〕Homeowners in the eurozone enjoy cheaper mortgages than we do here in Britain.欧元区内的房屋所有者享有比我们英国更低的抵押贷款利率。柯林斯高阶〔Ginnie Mae〕A security issued by the Government National Mortgage Association and secured by mortgages serviced by certain federal agencies.政府国民抵押债券：由美国政府国民抵押贷款协会所核发的债券，并由某些联邦专业行政机构提供的抵押服务所保障美国传统〔INCREASE〕As long as mortgage rates do not shoot up, property should remain a good investment. 只要抵押贷款利率不大幅度上涨，房地产应该依然是一项回报率不错的投资。朗文写作活用〔LATE〕I'm getting behind with the mortgage and I don't know how I'm going to pay it. 我开始拖欠抵押贷款的还款了，不知道拿什么去付。朗文写作活用〔LATE〕Over 60,000 Londoners are more than three months in arrears with their mortgage repayments. 六万多个伦敦人拖欠抵押贷款还款三个月以上。朗文写作活用〔LEND〕Prudential is the fourth largest mortgage lender in the US. “保诚”是美国第四大抵押贷款机构。朗文写作活用〔OWE〕The amount outstanding on your house mortgage and any other loans will be counted as liabilities. 房子未还清的抵押贷款以及其他任何方式的贷款都算作债务。朗文写作活用〔OWE〕We have to get our account into the black otherwise the bank will never give us a mortgage. 我们的账户必须有盈余，否则银行决不会给我们抵押贷款。朗文写作活用〔PAY〕The family spends about $1,800 a month on their mortgage payments. 那家人每月大概要还1,800美元的抵押贷款。朗文写作活用〔STAY〕If you're having trouble paying your mortgage, consider taking in a lodger or at least renting out a room. 如果你在偿还抵押贷款方面有困难，可以考虑收个房客，或者至少把一个房间租出去。朗文写作活用〔application〕The building society has approved their mortgage application.购房互助协会批准了他们抵押贷款的申请。麦克米伦高阶〔arrears〕He has fallen into arrears on his mortgage payments.他没有按期偿还抵押贷款。韦氏高阶〔arrears〕He's been trying to pay off the arrears on his mortgage.他一直在努力还清他的抵押贷款。韦氏高阶〔arrears〕Your mortgage payment is a month in arrears.你的抵押贷款拖欠了1个月。麦克米伦高阶〔base rate〕Your mortgage interest payments are two percent below the base rate.你的抵押贷款利息比基本利率低两个百分点。剑桥高阶〔behind〕Victor had fallen behind with his mortgage payments after losing his job.维克托失业以后就拖欠抵押贷款了。朗文当代〔consideration〕For most people, the most important consideration in choosing a mortgage is the cost of repayments.对于多数人而言，选择抵押贷款最重要的考虑是还贷的成本。麦克米伦高阶〔default〕Any default on your mortgage payments may mean you will lose your house.不按时偿还抵押贷款就意味着可能会失去房子。剑桥高阶〔default〕People who default on their mortgage repayments may have their home repossessed.未能按期偿还抵押贷款者，其房屋可能会被收回。剑桥高阶〔direct debit〕Switch to paying your mortgage by direct debit.改成用直接借记方式偿还抵押贷款吧。柯林斯高阶〔direct debit〕You can pay your mortgage by direct debit.你可以通过直接借记方式偿还抵押贷款。外研社新世纪〔drip-feed〕Another option would be to drip-feed your mortgage with small extra payments on a regular basis.另一种选择是用小笔的额外款项定期偿还抵押贷款。外研社新世纪〔equity〕We've been slowly paying off our mortgage and building up equity in our house.我们一直在慢慢还清抵押贷款，增加房产净值。韦氏高阶〔family man〕I am a family man with a mortgage.我是有妻小的人, 还要偿还购房抵押贷款。外研社新世纪〔file〕We already have files on people's tax details, mortgages and poll tax.我们已经建立了人们纳税详情、抵押贷款以及人头税的档案。柯林斯高阶〔get behind〕She got behind with her mortgage and the house was repossessed.她拖欠抵押贷款，房子被收回去了。剑桥高阶〔help〕She was helping him out with his mortgage repayments.她在帮助他偿还抵押贷款。朗文当代〔loan〕As it was an unsecured loan, their property was not at risk.因为是无抵押贷款，他们的财产没有风险。牛津搭配〔loan〕Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押贷款可以帮助支付单项大宗购置费用。牛津搭配〔lodger〕We have decided to take in lodgers to help pay the mortgage.我们决定收几个房客帮助偿还抵押贷款。朗文当代〔monthly〕The mortgage is payable in monthly instalments.这抵押贷款按月偿还。朗文当代〔more〕Many more institutions, especially banks, were allowed to lend money for mortgages, and what was more, banks could lend out more money than they actually held.允许更多的机构，尤其是银行推出抵押贷款;此外，银行发放的贷款可以超过其实际持有资金。柯林斯高阶〔mortgage〕A 90% mortgage is one in which the buyer of a house is lent 90% of its cost.九成按揭即购房者获房价90%的抵押贷款。英汉大词典〔mortgage〕Have you got a mortgage?你办抵押贷款了吗？外研社新世纪〔mortgage〕If you earn ￡20,000 per year, then you may be able to get a mortgage of ￡60,000.如果你每年挣 20,000 英镑，你就有可能贷到 60,000 英镑的抵押贷款。朗文当代〔mortgage〕Mortgage rates are set to rise again in the spring.抵押贷款利率到春天肯定还要上升。朗文当代〔mortgage〕She was having trouble meeting her mortgage payments .她还抵押贷款有困难。朗文当代〔mortgage〕They took out a £40o,000 mortgage (= they borrowed £40o,000) to buy the house.他们借了4万英镑的抵押贷款来买房子。剑桥高阶〔mortgage〕We decided to use Fred's redundancy money to pay off the mortgage (=pay back all the money we borrowed for a mortgage) .我们决定用弗雷德的遣散费来偿清抵押贷款。朗文当代〔mortgage〕Your building society or bank will help arrange a mortgage.你的购房互助会或银行将会帮你安排抵押贷款。朗文当代〔originator〕Mortgage Choice is the largest mortgage originator after the Big 5 banks.抵押选择公司是除五大银行之外最大的抵押贷款发起人。外研社新世纪〔payer〕Lower interest rates pleased millions of mortgage payers.利率下调让数百万抵押贷款还款人感到高兴。柯林斯高阶〔pay〕She used the money to pay down her mortgage.她把这笔钱用于偿还她的部份抵押贷款。牛津高阶〔pledge〕He asked her to pledge the house as security for a loan.他要她拿房子来抵押贷款。外研社新世纪〔pledge〕He asked her to pledge the house as security for a loan.他要她拿房子来抵押贷款。柯林斯高阶〔rate〕Do you pay your mortgage on a fixed or variable rate (= of interest)? 你怎样还抵押贷款，是定额偿付还是不定额偿付？剑桥高阶〔rate〕Mortgage rates jumped to 15%.抵押贷款利率飙升至 15%。牛津搭配〔redeem〕The amount required to redeem the mortgage was £358,587.偿付抵押贷款一共需要358，587英镑。剑桥高阶〔redeem〕The amount required to redeem the mortgage was £358,587.需要偿还的抵押贷款总计358,587英镑。外研社新世纪〔redeem〕The amount required to redeem the mortgage was £358,587.需要偿还的抵押贷款总计358,587英镑。柯林斯高阶〔redline〕Banks redline potential slums.银行对可能变成贫民窟的地区拒绝发放住房抵押贷款。英汉大词典〔refinance〕He got the money to buy more property by refinancing his original house.他通过改变原来住房的抵押贷款条款获得资金购买更多房产。剑桥高阶〔repayment〕They were unable to meet their mortgage repayments.他们不能按时偿还抵押贷款。柯林斯高阶〔retire〕He retired the mortgage and was free of debt.他付清了抵押贷款,不再欠债了。英汉大词典〔risk〕If you are already considered a credit risk by a bank, a secured loan might be your only alternative.如果银行已经认为你有信用风险, 那么抵押贷款就是你唯一的选择了。外研社新世纪〔risk〕If you are already considered a credit risk by a bank, a secured loan might be your only alternative.如果银行已经认为你有信用风险，那么抵押贷款就是你唯一的选择了。柯林斯高阶〔securely〕His main task is to raise enough finance to repay secured loans.他的主要任务是筹集足够的资金以偿还抵押贷款。柯林斯高阶〔security〕National banks can package their own mortgages and underwrite them as securities.国家银行能够合并自己的抵押贷款并以证券形式包销。柯林斯高阶〔sit〕We've paid off the mortgage, so we're sitting pretty now.我们已经还清抵押贷款，现在轻松了。朗文当代〔snuff out〕The recent rebound in mortgage rates could snuff out the housing recovery.抵押贷款利率最近的回升可能会扼杀房地产的复苏。柯林斯高阶〔strain〕I sometimes find it a strain to be responsible for the mortgage.我有时觉得背负这笔抵押贷款很有压力。柯林斯高阶〔stretch〕Both parties have financially stretched themselves by taking on substantial mortgages.双方均有巨额抵押贷款，财务方面都有些力不从心。牛津搭配〔such〕House prices are easily upset by factors which have nothing to do with property as such. The fall in prices in the South-East results largely from the high rate of interest on mortgages.房价很容易受与地产本身无关的因素所影响。东南部房价的下跌很大程度上是由于抵押贷款利率的上涨所引起的。柯林斯高阶〔take out〕They find a house, agree a price, and take out a mortgage through their building society.他们找到一处房子，谈妥价格，通过住房互助协会办理了抵押贷款。柯林斯高阶〔take〕To pay off an (outstanding debt, mortgage, or note).付清一笔（数目可观的债务、抵押贷款或票据）美国传统〔tax relief〕You can get tax relief on your mortgage.抵押贷款可享税额减免。外研社新世纪〔top〕Mortgage rates topped out at 10% before falling last spring.抵押贷款利率在去年春天下降之前曾高达10％。麦克米伦高阶〔two thirds〕Two-thirds of householders in this country live in a mortgaged home.该国 2/3 的屋主住在抵押贷款买来的房子里。柯林斯高阶〔unlikely event that〕In the unlikely event that I win the lottery, I will pay off the mortgage.万一我中了彩票，我就还清抵押贷款。韦氏高阶〔unsecured〕With an unsecured loan you do not offer your home as security and it is therefore a popular form of borrowing among consumers.申请无抵押贷款时你无需以住房作抵押，因为大受消费者欢迎。剑桥高阶〔worry〕Paying the mortgage is a big worry for many people.偿付抵押贷款对许多人来说是一件很头痛的事。牛津搭配A lot of young couples do not want to be hocked (=in debt) up to the neck with a mortgage.很多年轻夫妇不愿为抵押贷款而负一身的债。剑桥国际Any default on your mortgage repayments may mean you will lose your house.拖欠抵押贷款意味着你将失去房子。剑桥国际Banks and building societies say that they have now adopted a more restrained policy on mortgage lending.银行与建屋互助会说他们现在已采取了一种更节制的抵押贷款方法。剑桥国际Consumers can save money by refinancing mortgages at lower interest rates.消费者可以通过低利率抵押贷款再融资来省钱。牛津商务He is a research analyst in the field of mortgages.他是抵押贷款方面的研究分析员。牛津商务Housing starts rose 2.4% in November as low mortgage rates attracted buyers.由于低抵押贷款率吸引买主，十一月新屋开工率上升了 2.4%。牛津商务I've fallen behind with the mortgage payments.我拖欠了该偿付的抵押贷款。剑桥国际If you fail to repay the mortgage, the bank will repossess your house.如果你无法偿还抵押贷款，银行将收回你的房子。剑桥国际If you wanted to borrow more than $5 000, the bank would only be able to offer you a secured loan.如果你的借款额超过5 000美元，那么银行只能向你提供抵押贷款。剑桥国际Interest rates on mortgage loans have been riding on an uptrend.抵押贷款利率一路走高。牛津商务Many mortgage lenders will require you to take out full insurance cover.许多抵押贷款机构会要求你投保全险。牛津商务Our mortgage is capped at 8.75% for five years.我们的抵押贷款限于5年期8.75%利率。剑桥国际People who default on their mortgage repayments may have their home repossessed.拖欠抵押贷款的人可能被收回房产。剑桥国际Taking out a mortgage is a big financial commitment.举借抵押贷款是一项重大的财务事件。牛津商务The amount required to redeem the mortgage, including the arrears, was $358 587.要偿还抵押贷款包括滞纳金的数额是358587元。剑桥国际The interest rate on Caroline's mortgage is fixed at two percent above the base rate for five years.卡罗琳抵押贷款的利率比五年贷款的基本利率高出两个百分点。剑桥国际The mortgage company were threatening to repossess the house.抵押贷款公司威胁要收回房子。牛津商务The mortgage providers service over 350 000 loans a year. 抵押贷款公司每年提供抵押贷款有 35 万多笔。牛津商务The new lending company will offer unsecured loans to small companies at an interest rate of 8–20%.这家新的信贷公司将以 8-20% 的利率向小公司提供无抵押贷款。牛津商务The tiny six-employee operation originates mortgage loans for home buyers.这家只有六位员工的小公司帮购房者办理抵押贷款。牛津商务The website covers all areas of personal finance including investments, mortgages and taxes.这个网站涵盖了投资、抵押贷款和税收在内的个人理财的所有领域。牛津商务They have obtained a $1.4 billion secured loan from their bankers.他们从银行取得了 14 亿元的抵押贷款。牛津商务We can calculate your monthly mortgage payments.我们可以计算出你每月的抵押贷款还款额。牛津商务We can help you find the best mortgage rate.我们可以帮你取得最优惠的抵押贷款利率。牛津商务We lifted the mortgage on the house last month. 我们上个月付清了房屋的抵押贷款。译典通We paid off our mortgage after fifteen years.我们在 15 年之后还清了抵押贷款。牛津商务We'll have to get a mortgage lined up before we can make an offer on a house.我们在能出价买房之前应先准备好抵押贷款。剑桥国际We're paying quite a low mortgage rate at the moment.现下我们支付的抵押贷款费率很低。剑桥国际When I failed to make my mortgage repayments the building society repossessed my house.我不能付清抵押贷款时，建屋互助会收回了我的房子。剑桥国际 |
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